Crypto Loans

With a CoinRabbit crypto loan, you can borrow money using crypto as collateral without selling your holdings. Simply deposit your crypto (BTC, ETH, XRP, or over 300 other supported assets) and receive a loan in stablecoins. Once you repay the loan with interest, your collateral is returned in full. This offers a fast and flexible way to access liquidity while continuing to hold your crypto.

Crypto lending on CoinRabbit works transparently. As the lender, CoinRabbit provides USDT or other supported assets, fully secured by the collateral, so no credit checks are required. This lets borrowers quickly get funds while staying within a secure crypto ecosystem.

CoinRabbit offers two types of crypto loans. Fixed-term loans require full repayment plus interest by the end of the agreed period though you can repay early. Open-ended loans let you repay anytime, in full or in part, with no set schedule or hidden fees. After full repayment, your collateral is returned immediately.

A Bitcoin loan lets you unlock the value of your Bitcoin without selling it, so you keep full ownership of your Bitcoin and benefit if its price rises. Since Bitcoin is known for its long-term growth potential and volatility, borrowing against it can be a strategic way to access funds without missing out on future gains.

You can take out a loan using XRP as collateral on CoinRabbit, along with a diverse portfolio of over 300 cryptocurrencies. We are actively working to add even more assets to give you greater flexibility and more lending options.

At CoinRabbit, interest rates vary depending on several factors including the specific cryptocurrency, loan to value ratio (LTV), and loan term. We offer monthly rates starting from 1.333% and annual percentage rates (APR) beginning at 17%. The rate you agree to when taking out your loan remains fixed for the entire duration of the loan and does not change over time.

An instant crypto loan means you can get funds quickly without lengthy paperwork or credit checks. At CoinRabbit, you typically receive your loan within 10 to 15 minutes after submitting your collateral.

At CoinRabbit, you stay fully informed about your collateral’s value through your personal dashboard, where you can track everything in real time. If the price of your collateral moves into a different risk zone, we will send you immediate notifications so you have time to take action, whether that is adding more collateral or repaying part of your loan. This gives you full control and peace of mind.

CoinRabbit offers a white-labeled crypto lending API for businesses, allowing seamless integration of crypto-backed loans while preserving your branding and user experience. We also provide customized rates and terms for trusted partners, tailored to their preferred assets, volumes, and timelines.

Yes, CoinRabbit offers a comprehensive app that combines a secure crypto wallet, an integrated exchange, and loan management tools, allowing you to efficiently manage your assets in one platform.

Fixed-term crypto loans at CoinRabbit have a set repayment period (usually 30 days) with interest calculated upfront at a fixed, lower rate. You borrow crypto-backed funds and repay the full amount by the end of the term, with no penalties for early repayment. This provides cost certainty and clear timelines for managing your loan.

Crypto loans are helpful for managing short-term expenses, optimizing taxes, or using your crypto to seize trading and investment opportunities. However, whether they’re right for you depends on your personal financial goals and situation.